You may recall last September, Equifax revealed a massive data breach that lasted from mid-May through July. Equifax reported that the hackers accessed people’s names, Social Security numbers, birth dates, addresses and driver’s license numbers and also stole credit card numbers for about 209,000 people and documents with personal identifying information for about 182,000 people. In October, Equifax announced that additional consumers may have been impacted. The FTC advises that if you have a credit report, there’s a good chance you’re one of 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.
What is Equifax offering?
First, Equifax offers you the opportunity to find out if your personal identifying information was exposed in the hack.
Second, Equifax offers a year of free credit monitoring and other services to help protect your personal identifying information from being misused. (This offer is available even if your personal identifying information was not impacted.)
To find out if you are impacted by this data breach and to sign up for year of free credit monitoring, visit Equifax’s website, www.equifaxsecurity2017.com.
I have to say, I was somewhat alarmed when I visited the Equifax website to find out if my personal identifying information was exposed in the hack. I discovered that my personal identifying information was exposed by the data breach and that it is likely my information is now accessible to criminals on the dark web and that I am vulnerable to identity theft and other fraudulent actions.
As a result of this, I signed up for Equifax’s offer of a year of free credit monitoring and will watching closely developments in this area. If you are concerned about whether you may be affected by the Equifax data breach, consider visiting Equifax’s website today or tomorrow before this free offer expires. (Disclosure I am in no way endorsing or promoting Equifax in this post. I deplore many of the practices of the Credit Reporting Agencies that I believe victimize consumers and a good portion of my law practice is devoted to advocating and assisting consumers who are being mistreated by these practices.)
For more information regarding the data breach and what you can do to protect yourself and your personal identifying information, visit the Federal Trade Commission website at https://www.ftc.gov/equifax-data-breach and the Consumer Reports website at https://www.consumerreports.org/privacy/what-consumers-need-to-know-about-the-equifax-data-breach/.